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From false confidence to rising costs, these bold choices could leave you financially exposed.

Homeowners insurance is often seen as a no-brainer — but for more than one in seven households, it’s not a priority. Whether it’s due to cost, misinformation, or a gamble that nothing will go wrong, 14% of homeowners are skipping this essential safety net. Some believe their home is low-risk, while others are overwhelmed by rising premiums or policy confusion. But the truth is…