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Unexpected expenses can quietly strain even the most careful retirement planning. Learn what to watch for before these financial surprises catch you off guard.

You’ve spent years calculating how much you’ll need for retirement, accounting for housing, food, and healthcare premiums. But your spreadsheet may be missing costly line items that could disrupt your post-career financial stability. Research from the Urban Institute and other national surveys reveals gaps in retirement preparedness, especially around healthcare and housing. These costs aren’…