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 If you’re procrastinating, you’re probably using one of these excuses. 

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Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. Most Americans understand that having a will is important, yet barely a third of us actually have one. Despite knowing that eventually we’ll need to get our affairs in order, many of us continue pushing this crucial task…

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